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Lamborghini Revuelto in paint protection film inside the Wrap Labs studio

Wrap Labs · Financing

Protect now,
pay over time.

Westlake Village · Thousand Oaks · Calabasas

Flexible financing for paint protection film, wraps, tint, and ceramic coating through several trusted lending partners. Start your build now and spread the cost into payments that fit your budget.

Why finance

Your car deserves protection
on your timeline.

01

Protect Now, Pay Over Time

There is no reason to drive unprotected while you save up. Start your PPF, wrap, or coating now and spread the cost into manageable monthly payments.

02

Several Lending Partners

We work with multiple established financing providers, so there is more than one path to approval and a plan that fits your budget.

03

Quick, Simple Application

Applications are short and handled directly with the partner. Ask us to start one in the studio or alongside your online quote.

04

Any Service, One Plan

Finance a single service or bundle PPF, ceramic, tint, and wheels into one project, then cover it with one payment plan.

How it works

Four steps to
a financed build.

01

Get Your Quote

Tell us about your vehicle and what you want done. We put together an exact written quote so you know the full cost up front.

02

Apply With a Partner

We point you to the financing partner that fits your situation. You complete a short application directly with them.

03

Review Your Plan

See your options and terms before you commit. We walk through what each plan involves so there are no surprises.

04

Start Your Build

Once approved, we schedule your install in our climate-controlled studio and your project gets underway.

Our financing partners

Two trusted ways
to pay over time.

We work with two established lenders, so there is more than one path to approval. Both run a soft credit check that does not affect your score, and we help you find the plan that fits.

Sunbit, Wrap Labs financing partner Every credit profile

A point-of-sale lender built for everyday needs across the credit spectrum. Checking your options is fast, the offer is clear, and there are no hidden fees on your side.

  • Designed to approve customers across the credit spectrum
  • Soft credit check, no hit to your score
  • Fixed monthly payments with no hidden fees

Financing provided by Sunbit and subject to application and approval. Payment options and terms are set by Sunbit.

affirm 0% APR options & longer terms

Pay over time with Affirm, offered right inside the estimate we send you. Choose interest-free Pay in 4 or monthly installments up to 60 months, with rates as low as 0% APR.

  • Pre-qualify with a soft check that does not affect your credit
  • Pay in 4 interest-free, or monthly up to 60 months
  • Never any late or hidden fees, ever

Financing provided by Affirm and subject to eligibility. Rates from 0 to 36% APR based on credit. Payment options depend on your purchase and are set by Affirm.

Which option fits you

Sunbit
Affirm
Best for
Approval across every credit profile
0% APR offers and longer terms
Credit check
Soft check, no hit to your score
Soft check, no hit to your score
Payment terms
Fixed monthly installments
Pay in 4, or monthly up to 60 months
Rates
Clear plan set at application
As low as 0% APR (0 to 36% by credit)
Fees
No hidden fees
Never any late or hidden fees
How you apply
About a minute, in studio or online
Pre-qualify right inside your estimate

Not sure which to choose? Get a free quote and we will walk you through both.

Common questions

Financing FAQs

Do you offer financing?

Yes. We work with several trusted lending partners so you can spread the cost of paint protection film, wraps, window tint, ceramic coating, wheels, and commercial work over time. Ask us for the current options.

How do I apply?

Start a free quote or ask us in the studio. We will direct you to the right partner, and you complete a short application directly with them. We are happy to help you through the process.

What can I finance?

Any of our services: paint protection film, color paint protection film, vinyl wraps, window tint, XPEL Fusion ceramic coating, custom wheels, and commercial or fleet work. You can finance a single service or an entire project.

What are the terms and rates?

Terms vary by partner. Sunbit offers fixed monthly plans built for approval across the credit spectrum. Affirm offers interest-free Pay in 4 or monthly installments up to 60 months, with rates as low as 0% APR. We will walk you through the available plans and exactly what each one involves before you decide.

Who are your financing partners?

We work with Sunbit and Affirm, two established lenders. Sunbit is a point-of-sale lender built for approval across the credit spectrum. Affirm offers interest-free Pay in 4 or monthly installments up to 60 months with no late or hidden fees. Ask us and we will point you to the option that fits your situation best.

What is the difference between Sunbit and Affirm?

Both run a soft credit check that does not affect your credit score. Sunbit is built to approve customers across every credit profile with fixed monthly plans. Affirm is a strong fit if you want 0% APR offers or longer terms, with Pay in 4 or monthly payments up to 60 months. See the comparison on this page, or ask us and we will help you choose.

Ready to start? Get a free quote or call (805) 300-4940, and ask about financing.

Start your build today.

Get a free quote and ask about financing, one van, one daily driver, or one six-figure exotic.

XPEL Authorized · Est. 2014 · 4.9 on Google · 10,000+ cars